The Role of Voluntary Health Insurance in EU Countries
ثبت نشده
چکیده
VHI markets in the European Union are divers. This diversity arises from different historical patterns of development, variations in the rules and arrangements of statutory health care systems and discrepancies in national regulatory regimes. These factors underline the wide range of types of VHI on offer, levels of expenditure on VHI, levels of population coverage, types of insurer, mechanisms for premium-setting, selection criteria, policy conditions, benefits provided, premium prices, tax incentives, loss ratios, administrative costs, levels of access and equity implications.
منابع مشابه
Private health insurance and access to health care in the European Union
Private or voluntary health insurance (VHI) does not play a significant role in many health systems in the European Union (EU), either in terms of funding or as a means of gaining access to health care. In most EU member states it accounts for less than 5% of total expenditure on health and covers a relatively small proportion of the population (see Table 1). The exceptions to this trend are Fr...
متن کاملUnderstanding Perception and Factors Influencing Private Voluntary Health Insurance Policy Subscription in the Lucknow Region
Background Health insurance has been acknowledged by researchers as a valuable tool in health financing. In spite of its significance, a subscription paralysis has been observed in India for this product. People who can afford health insurance are also found to be either ignorant or aversive towards it. This study is designed to investigate into the socio-economic factors, individuals’ health i...
متن کاملDeterminants of Enrolment and Renewing of Community-Based Health Insurance in Households With Under-5 Children in Rural South-Western Uganda
Background: The desire for universal health coverage in developing countries has brought attention to community-based health insurance (CBHI) schemes in developing countries. The government of Uganda is currently debating policy for the national health insurance programme, targeting the integration of existing CBHI schemes into a larger national risk pool. However, while enrolment has been larg...
متن کاملHEALTH CARE FOR THE WORLD’S POOREST Is Voluntary (Private) Health Insurance an Option?
About 80 percent of the world population currently lives in countries that are either developed or developing. The other 20 percent lives in countries that are stagnant or falling behind. As a result, by the 2015 target date for the Millennium Development Goals, about one billion people will still live in severe poverty. Some of these people will live in countries that are stuck in one or more ...
متن کاملبررسی پوشش بیمهای دارو در ایران در مقایسه با کشورهای منتخب
Introduction: in Iran, the compilation council of drug, having an advisory role, is responsible to cover medicine costs for health insurances. Health Insurance High Council also acts as the final decision maker about the admission of new drugs. This article studies how new drugs in Iran's health insurances are covered compared with some selected countries. Methods: After collecting drug accep...
متن کامل